Arlington Housing Authority MCC Program

Down Payment Assistance


Arlington Housing Authority Program

Location Served: Arlington, TX

Provider: City of Arlington

Approved Lender: New American Funding – (512) 524-8077


The Arlington Housing Finance Corporation’s Mortgage Credit Certificate Program assists the homeowners of Arlington by providing them with a federal income tax credit. With a Mortgage Credit Certificate, eligible homeowners are allowed to write off a portion of the annual interest paid on the mortgage as a special tax credit, up to $2,000. With an MCC, taxpayers can subtract the credited amount from their total federal income tax liability.

Eligibility Requirements

In order to qualify for the Arlington Housing Authority Program, participants must:

  • Not have a household income or purchase price that exceeds the program’s maximum limits

  • Be a first time homebuyer or not have owned a home in the last three years as their primary residence (Applicants purchasing a home in the Target Area and qualified veterans are exempt from this requirement.)

  • Apply for the MCC through a participating lender

  • Qualify for a mortgage

  • Attend a Homeownership Counseling Course that is approved by the HUD

  • Purchase a home in the City of Arlington, Texas

  • Use the home as their principal / primary residence


Maximum Purchase Price Limit


  • The maximum purchase price for a home located in a Non-Targeted Areas is $247,032

  • The maximum purchase price for a home located in a Targeted Areas is $301,929


Maximim Income Limits

Non-Targeted Areas:

  • 1-2 Occupants = $68,300

  • 3 or More Occupants = $78,545

Targeted Areas:

  • 1-2 Occupants = $81,960

  • 3 or More Occupants = $95,620

If you have any additional questions regarding home mortgages, please contact a mortgage expert by filling out the form on the right or calling (512) 524-8077. You can also email

This website marketing is not intended to offer loan services for properties in New York.