City of Bay City DPA Programs

Down Payment Assistance


Bay City DPA

Location Served: Bay City, TX

Provider: City of Bay City, Texas Department of Housing and Community Affairs (TDHCA), Bay City Community Development Corporation (BCCDC)

To inquire if New American Funding is currently an approved lender for this DPA program, please call (512) 524-8077. This webpage is for information purposes only.


The Bay City HOME Program provides down payment and closing costs assistance to applicants purchasing a home in Bay City that have a job or other income. The program assists those who need help paying their down payment and closing costs by providing them with a deferred, forgivable loan. The loan is forgiven at a rate of 20 percent per year; therefore, if you remain in the home for a minimum of five years, the total down payment assistance loan is forgiven and you will not be required to repay any amount of it.

Eligibility Requirements


80% of Matagorda County Median Income


Size of your family in Matagorda County 80% median income
1 person family 28,450
2 persons family 32,500
3 persons family 36,600
4 persons family 40,650
5 persons family 43,900
6 persons family 47,150
7 persons family 50,400
8 persons family 53,650


Future Home Requirements

If you have any additional questions regarding home mortgages, please contact a mortgage expert by filling out the form on the right or calling (512) 524-8077. You can also email

This website marketing is not intended to offer loan services for properties in New York.