City of Fort Worth Homebuyer Assistance Program (HAP)

Down Payment Assistance


Ft. Worth HAP Program

Location Served: Ft. Worth, TX

Provider: City of Ft. Worth

To inquire if New American Funding is currently an approved lender for this DPA program, please call (512) 524-8077. This webpage is for information purposes only.


The City of Fort Worth’s Homebuyer Assistance Program (HAP) offers mortgage assistance to first-time, Fort Worth homebuyers who are income eligible. Those who qualify for the program can receive up to $14,999 in assistance to put towards the purchase of their Fort Worth home. The homebuyer may use the entire subsidy for mortgage assistance or use $3,000 of the $14,999 for closing costs and/or down payment assistance.


To qualify for Fort Worth’s HAP, the applicant must meet the following requirements:

  • The purchased property must be located the city limits of Fort Worth, TX.

  • Applicant’s must be first time homebuyers or not have owned a home in the last three years. Displaced homemakers are also eligible.

  • The home buyer must use the home as his or her principal / primary residence.

  • The applicant’s combined family income cannot exceed 80 percent of Fort Worth’s Area Median Income as established by the Department of Housing Urban Development (HUD).

  • The homebuyer must choose a city-approved lender.

  • The homebuyer must contribute from their own money the lesser of $1,000 or two percent of the purchase price of the home.

  • The home must pass the Housing Quality Standard Inspection (HQS), Environmental Review and Lead Hazard Evaluation conducted by the City of Fort Worth at no cost to the home buyers.

  • All home buyers are required to attend a home ownership educational workshop, offered through counseling partner Tarrant County Housing Partnership.


Income Limits


Household Size Maximum Income
1 $38,750
2 $44,300
3 $49,850
4 $55,350
5 $59,800
6 $64,250
7 $68,650
8 $73,100

If you have any additional questions regarding home mortgages, please contact a mortgage expert by filling out the form on the right or calling (512) 524-8077. You can also email

This website marketing is not intended to offer loan services for properties in New York.