City of Garland DPA Programs

Down Payment Assistance


Garland Downpayment Assistance Program
Location Served: Garland, TX

Provider: City of Garland

To inquire if New American Funding is currently an approved lender for this DPA program, please call (512) 524-8077. This webpage is for information purposes only.


The City of Garland’s Down Payment Assistance Program offers down payment assistance to low and moderate income first time home buyers. Assistance is provided to those purchasing a home within Garland city limits and is available is the form of a forgivable loan. However, the homeowner will have to repay the loan if he or she sells, home equity loan, leases or transfers title of the property within the first five years of ownership.
The City of Garland’s main objective with this program is to offer a network of services and providers that furnish the resources for low and moderate income families to be able to buy a home and become successful homeowners.

Eligibility Requirements

In order to qualify for the City of Garland’s Down Payment Assistance Program, applicants must:

  • Be a first time home owner or not have owned a home within the past three years at application.

  • Be below 80% of HUD’s median income guidelines.

  • Purhase a home within the city limits of Garland.

  • Have the ability to qualify for a first mortgage with a private lender.

  • For more information, check the HUD Median Family Income Guidelines.


Who are Members of the Partnership?
How the Process Works

If you have any additional questions regarding home mortgages, please contact a mortgage expert by filling out the form on the right or calling (512) 524-8077. You can also email

This website marketing is not intended to offer loan services for properties in New York.