City of Houston HOPE Program

Down Payment Assistance


Houston HOPE Program

Location Served: Houston, TX

Provider: City of Houston

To inquire if New American Funding is currently an approved lender for this DPA program, please call (512) 524-8077. This webpage is for information purposes only.


The City of Houston Housing and Community Development Department manages Houston Homebuyer Assistance and the HOPE Program. Through this program, qualified applicants can receive up to $30,000 in assistance for the purchase of their home.



The applicant(s) total Household income and family size falls at or below:

Family Size 80% of the Area Median Income 110% of Houston’s Median Income
1 $37,450 $50,820
2 $42,800 $58,080
3 $48,150 $65,340
4 $53,500 $72,600
5 $57,800 $78,430
6 $62,100 $84,260
7 $66,350 $90,090
8 $70,650 $95,920


Houston Homebuyer Assistance


Refer to income chart and requirements outlined below for more information:

Houston Homebuyer Assistance Houston HOPE Workforce Housing
Downpayment assistance available up to: $30K $30K
Combined family income (includes all members of household) must be at or below 80% of the area median income 80% to 110% of the area median income
Must complete an 8-hour homebuyer education course (classroom) from any participating HUD-approved Housing Counseling Agency Yes Yes
Maximum sales price $200K $150K
Must invest at least $500 in the home buying transaction (i.e. earnest money, appraisal, etc.) Yes Yes
Must live in home for at least 10 years for assistance to be forgiven Yes Yes
Property must be located in Houston HOPE areas or any area / neighborhood designated by the Mayor of Houston for revitalization. Yes Yes
Mortgage loan must be processed through one of the Authorized Lending Partners listed at Yes Yes

This website marketing is not intended to offer loan services for properties in New York.