Dallas HomePath Loans

Approved Mortgage Lender


Dallas HomePath Mortgages
  • Low down payment
  • Great interest rates
  • Low Fees
  • Flexible mortgage terms
  • Available to both occupiers and investors


What is a HomePath Mortgage?


A HomePath Mortgage allows a qualified borrower to purchase a Fannie Mae-owned property with a low down payment and flexible mortgage terms. The final sales price of the property is used to underwrite the loan. It is also important to note that although mortgage insurance is not required, there may be a cost for higher loan-to-value loans. For additional information, please contact a Dallas HomePath mortgage expert at (512) 524-8077.


What are the advantages of a HomePath Mortgage?


Our Dallas Mortgage experts have listed a few HomePath advantages below:

  • Low down payment

  • Fixed-rate, adjustable-rate and interest-only mortgages available

  • Down payment can be funded by a gift or grant

  • No appraisal fees*

  • Mortgage insurance is not required*


What properties are eligible for a HomePath Mortgage?


HomePath Mortgages are available for:

  • Primary residencies

  • Second homes

  • Investment properties


What properties are ineligible?


HomePath Mortgages are NOT available for:

  • Manufactured homes

  • Modular homes

  • Any property not listed on the FNMA HomePath website


Where can I find a Fannie Mae owned property?


Visit the Fannie Mae HomePath website to search for properties, make offers, and finance a new home.


Are seller contributions permitted with a HomePath Mortgage?


Yes! Seller contributions are allowed when using HomePath financing. In fact, while buyers are negotiating the final sales price, they should attempt to negotiate the seller contribution to assist with closing costs.

*Statement based on loan amount of $175,000, 360-month loan term, 4.5% Dallas mortgage rate and 4.5972% Annual Percentage Rate.

This website marketing is not intended to offer loan services for properties in New York.