Down Payment Assistance


Location Served: Bastrop, Blanco, Burnet, Caldwell, Hays, Travis, and Williamson Counties

Provider: Texas Department of Housing and Community Affairs

Approved Lender: New American Funding



The Texas HOMEbuyer Assistance Program provides up to $20,000 in down payment assistance and closing costs for qualified homebuyers purchasing a single family home, condo, or new manufactured home in the counties of Bastrop, Blanco, Burnet, Caldwell, Hays, Travis (excluding the Austin city limits), and Williamson. Assistance is provided in the form of a 0% interest deferred, forgivable loan. Households do not have to be first time homebuyers to qualify.

Property Requirements


The property must be a single family home, condo, or new manufactured housing unit that will pass a Housing Quality Standards (HQS) inspection and environmental clearance conducted by TDHCA. The property value must not exceed the Section 203(b) mortgage limits (pre-Economic Stimulus Act) established by HUD.

County Amount
Bastrop $218,595
Blanco $200,160
Burnet $200,160
Caldwell $218,595
Hays $218,595
Travis $218,595
Williamson $218,595


Household Eligibility Requirements


  • Households must be prequalified for a mortgage loan and currently working with a licensed Residential Mortgage Loan Originator.

  • Households must occupy the home as their principal place of residences for the entire TDHCA HOME loan term to receive full forgiveness of the loan amount.

  • Total household income cannot exceed 80% of Area Median Income for the county in which the home is located:


County 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons
Bastrop $42,500 $48,600 $54,650 $60,700 $65,600 $70,450
Blanco $35,800 $40,900 $46,000 $51,100 $55,200 $59,300
Burnet $33,050 $37,800 $42,500 $47,200 $51,000 $54,800
Caldwell $42,500 $48,600 $54,650 $60,700 $65,600 $70,450
Hays $42,500 $48,600 $54,650 $60,700 $65,600 $70,450
Travis $42,500 $48,600 $54,650 $60,700 $65,600 $70,450
Williamson $42,500 $48,600 $54,650 $60,700 $65,600 $70,450

NOTE: Income may be included that is excluded for other programs. TDHCA will verify income eligibility.
If you have any additional questions regarding home mortgages, please contact a mortgage expert by filling out the form on the right or calling (512) 524-8077. You can also email

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