Dallas USDA Lender



Dallas USDA Loans
  • NO down payment required*
  • Great interest rates
  • Low Fees
  • No maximum loan amount


What is a USDA Home Loan?


A USDA Home Loan is a government-insured mortgage issued and serviced by an approved lender, such as Team Candy Powered by New American Funding. Dallas USDA loans are designed by the U.S. Department of Agriculture (USDA) to help families wanting to own a home in small communities or in rural areas. USDA Home Loans require no down payment and provide eligible borrowers with 102% financing.*


Are these USDA loans available ONLY in rural areas?


Several areas right outside of major metropolitan areas are still eligible for USDA funding. These outlying areas fall under the “small communities” description explained by the USDA.


What are the advantages of a USDA Home Loan?


  • No down payment required*

  • 30-year, fixed-rate mortgages available

  • Seller can pay all customary closing costs with no maximum*


Are there income limitations for USDA Home Loans?


Yes, there are set income limitations for USDA Home Loans. The income limitations are based on family size and vary by state and county. For more information regarding the income limitation for USDA loans in your area, please contact one of our Dallas mortgage specialist by calling (800) 308-8503 or filling out a form on the right.


Is there a maximum loan amount for USDA home loans in Dallas, TX?


No, there are no loan limits on USDA Home Loans considering the income requirements are met and qualifying income justifies the loan amount.

*Statement based on loan amount of $175,000, 360-month loan term, 4.5% Dallas mortgage rate and 4.5972% Annual Percentage Rate.

This website marketing is not intended to offer loan services for properties in New York.